Commercial Insurance is mandated for good reason- if you get into an accident, you and the other driver involved will be thankful you have coverage. If you are a business owner whose company has a fleet of vehicles, the same auto insurance needs still apply.
Even if your employees use company cars for both business and personal use, it would be good to look into purchasing a commercial vehicle or commercial auto policy for your business. If the business is the owner of the vehicle, make sure the name of the business appears on the policy as the “principal insured” rather than your name.
Whether your company needs to purchase a commercial auto insurance policy is dependent on the type of driving its employees do. Our agents will sit down with you and explain your business’s vehicle insurance options. You will be asked about how your employees use their vehicles, which employees drive company cars, and if some employees will be using their own cars for company work and travel. Whether cars, trucks, cranes and other special type equipment, we can provide you with third party liability, comprehensive plan and equipment all risks.